Sometimes there is lack of sufficient money available to fund important projects and the price of loanable funds is normally high, showing the paucity of savings. In low-income economies, it is hardly a surprise that savings rates are small, as most disposable income is needed to be used for making purchases of necessities of daily living, and a lot of families just cannot bear to make financial provisioning for

Islamic Fascism Following a series of terrorist attacks against the United States which culminated in the attacks of September 11th, 2011, the most pressing terrorist threat facing the country is that posed by Islamic Fascism, because it represents a diffuse, dedicated, and ongoing effort to attack the United States as frequently and destructively as possible, whether domestically or abroad. As a result, the United States government has dedicated substantial time and

Friedman considers insourcing to be flattener number eight, because it allows small companies to compete like major supply-chain companies. Insourcing refers to hiring another company to handle a company's supply chain. UPS is the major supplier for insourcing services in the United States. Friedman believes that insourcing flattens in three ways: by letting little companies compete in the global market; by dissolving barriers between companies; and by standardizing business

Globalization and Middle Eastern Culture The term globalization has positive connotations in that it implies interaction and sharing through technology and suggests the improvement and development of less developed countries through connections with countries that are more economically wealthy. However, this is not always the way in which the term is interpreted by some countries and cultures. There has been a negative reaction throughout the world in recent years to the

Islamic Marketing Strategy As the population of Muslims is increasing over time, there is also an increased demand of the introduction of Islamic principles in different sectors. One of these sectors that have seen a great deal of Islamization lately is the marketing sector. Muslims now want a marketing system that is in accordance with the laws of Shariah. One of the most projected examples of this is the introduction of

S. interests. What is different is that we have names and faces to go with that warning."3 This emphasis on recognizing the adaptability 3 Dennis C. Blair, Annual Threat Assessment of the U.S. Intelligence Community for the Senate Select Committee on Intelligence, (U.S. Senate Armed Services Committee, 2010). of the terrorist is central to the government's overall response, in terms of both planning and execution, as evidenced by findings presented in the